COAD: Spending all your money today because you might die tomorrow is reckless, selfish and not sustainable.
COAD: Debt feels like having to run 10 miles to get to the starting line of the marathon. It is impossible to get ahead.
COAD: Yes, life is difficult, and you might be unsure how to navigate your reality. Take baby steps and try and see past the darkness.
COAD: Be authentic. Maintaining an image that your income cannot support goes against being authentic. You cannot pay your bills based on how you appear to be.
COAD: A need is something you must have. A want is a choice.
COAD: A budget tells your money where to go instead of wondering where it went.
COAD: Sadly, many people will participate in this insanity called “Black Friday” because they prefer to display their love for people by purchasing material items.
COAD: Money does not equate success. Money can be a wonderful thing, but without good health, family, friends and gratitude, it is completely worthless.
COAD: Our credit card statements are unintentional personal manifestos. These statements lay out how we spend our money and our time. How we spend our money says something about us and about our values.
COAD: Wealth = Purpose + Simplicity + Happiness + Value + Time.