COAD: Cheap people focus on price first. Frugal people focus on quality. One common denominator they both share is that they control how much money they spend.
COAD: A simple life is more than just owning less. It’s about having time and energy for the people that matter.
COAD: Spending all your money today because you might die tomorrow is reckless, selfish and not sustainable.
COAD: Debt feels like having to run 10 miles to get to the starting line of the marathon. It is impossible to get ahead.
COAD: Yes, life is difficult, and you might be unsure how to navigate your reality. Take baby steps and try and see past the darkness.
COAD: Be authentic. Maintaining an image that your income cannot support goes against being authentic. You cannot pay your bills based on how you appear to be.
COAD: Money does not equate success. Money can be a wonderful thing, but without good health, family, friends and gratitude, it is completely worthless.
COAD: Wealth = Purpose + Simplicity + Happiness + Value + Time.