COAD: A budget tells your money where to go instead of wondering where it went.
COAD: Money does not equate success. Money can be a wonderful thing, but without good health, family, friends and gratitude, it is completely worthless.
COAD: More money does not automatically mean more savings. It does not matter how much you make, it matters how much you spend. A $200,000 earner can be just as poor as a $20,000 earner.
COAD: The purpose of money is not to buy things. It’s there so that we can buy ourselves some freedom, so we can do the things that make us happy.