I don’t believe the adage “What you don’t know can’t hurt you?” Whoever said that was a complete and total moron.
Debt feels like having to run 10 miles to get to the starting line of the marathon. It is impossible to get ahead.
Yes, life is difficult, and you might be unsure how to navigate your reality. Take baby steps and try and see past the darkness.
Sadly, many people will participate in this insanity called “Black Friday” because they prefer to display their love for people by purchasing material items.
COAD: Money does not equate success. Money can be a wonderful thing, but without good health, family, friends and gratitude, it is completely worthless.
COAD: Our credit card statements are unintentional personal manifestos. These statements lay out how we spend our money and our time. How we spend our money says something about us and about our values.
#36. Dad, do you think that it is important to maintain an image, even if you cannot afford to do so?
Be authentic! Maintaining an image that your income cannot support goes against being authentic. You cannot pay your bills based on how you appear to be.
The ‘What-the-hell-effect’ is when you have spent more than you have earned and then decide that you might as well fail spectacularly. In short, you don’t care!
Financial stress is not measured by how much you earn, rather by how much you save and spend..