: Debt does require sacrifice. However, there are 2 things that you should never sacrifice: Relationships and Generosity.
COAD: Wealth = Purpose + Simplicity + Happiness + Value + Time.
COAD: I think it’s important to recognize that your financial situation should be a side effect of pursuing some greater purpose. Financial independence is not your aim; it’s merely a means to an end.
COAD: Financial freedom is much more than having money. It is the ability to make life decisions without worrying about financial constraints.
COAD: Financial independence is the point at which you have enough money in savings and investments to support yourself for the rest of your life. You can get there in your 60s. You can get there in your 30s. Age is irrelevant.