COAD: I don’t believe the adage “What you don’t know can’t hurt you?” Whoever said that was a complete and total moron.
COAD: A budget tells your money where to go instead of wondering where it went.
COAD: Our credit card statements are unintentional personal manifestos. These statements lay out how we spend our money and our time. How we spend our money says something about us and about our values.
COAD: No. No. No. If you fail to pay your credit card in full (and on time), it will have a negative impact on your credit score.