I don’t believe the adage “What you don’t know can’t hurt you?” Whoever said that was a complete and total moron.
A budget tells your money where to go instead of wondering where it went.
COAD: Our credit card statements are unintentional personal manifestos. These statements lay out how we spend our money and our time. How we spend our money says something about us and about our values.
No. No. No. If you fail to pay your credit card in full (and on time), it will have a negative impact on your credit score.
COAD: Lifestyle inflation is when you keep increasing your lifestyle as your income grows! That is why so many wealthy people are in debt.
If you are thinking of getting out of debt, my advice is simple. Get Started.
Personal finance is learning to budget, spend mindfully, and find a balance between seizing the day and saving for the future..
More than 60% of adults rate their financial knowledge as “fair” or “poor”..