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This blog will help parents and young adults understand their relationship with money and learn how to be financially free. This blog has nothing to do with accumulating wealth, but everything to do with helping young adults understand the value of money.

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Dad, What Do Higher Interest Rates Mean?

Dad, interest rates just went up. What do higher interest rates mean?  Should that concern me? Does it even make a difference? It is something that only really matters to big players in the investment world?

Whoa, whoa, whoa! Let’s deal with the main question, and I’m glad you asked: What do higher interest rates mean? I think the answer to that will answer the others.

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Dad, My Finances Are a Mess

Dad, my finances are a mess.  What can I do?  How about a financial cleanse?

You have probably heard people talking about going on cleansing diets.  Some of them can be pretty weird and drastic, but the idea is to let all the toxins flush out of the body. What needs to be remembered when taking such action is that it won’t take long to reverse any benefits you may have achieved, unless you change some of your habits.

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Dad, Why Do People Say That Time is Money?

“Dad, why do people say time is money?”  I, too, asked the same question when I was younger.

The better question might be, “What is money?”  Seriously, what is money?

I’ve often heard answers, such as that it’s the thing you can use to get what you want, or that it’s what you pay bills with, or that it’s what you buy the things you need with, but is that really true?

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Dad, I Need a car

“Dad, I need a car….”  Those words open up a really important topic in today’s fast paced world.  Every teenager can’t wait to turn sixteen and be able to get a learner’s permit, the first step toward automotive autonomy.  But that’s only the beginning….

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Dad, Am I Financially Dumb?

Teenagers ask the darndest questions. As my son starts to figure out life and money, he has a ton of questions. “Am I Financially Dumb because I do not understand how to manage my money?”

Personal finance and understanding your relationship with money, on the surface, seems like common sense.

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Dad, What Does it Mean To Be Financially Free?

Being financially is probably the pinnacle of most peoples lives….but it has nothing to do with having lots of money. It is not an event.

What an awesome feeling it must be to achieve financial freedom. I wonder if you scream from the rooftops that you are financially free. How do you measure being financially free?

Unfortunately there is no measurement. There are no announcements. In fact, people who are financially free, don’t even know that they are. Weird!

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