This blog will help parents and young adults understand their relationship with money and learn how to be financially free. This blog has nothing to do with accumulating wealth, but everything to do with helping young adults understand the value of money.


Dad, Convince Me To Save Money!

“Dad, convince me to save money!” Now that’s throwing down the gauntlet. You’ve upped the ante from asking me why you should save money to outright challenging me to convince you to save money. Here’s the answer that should convince anybody who thinks it through. Imagine losing everything and having to live on the street. It happens to people like us all the time! Life often throws unexpected curve balls. If you’re not prepared, it can be awful.

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Dad, What Do Higher Interest Rates Mean?

Dad, interest rates just went up. What do higher interest rates mean?  Should that concern me? Does it even make a difference? It is something that only really matters to big players in the investment world?

Whoa, whoa, whoa! Let’s deal with the main question, and I’m glad you asked: What do higher interest rates mean? I think the answer to that will answer the others.

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Dad, My Finances Are a Mess

Dad, my finances are a mess.  What can I do?  How about a financial cleanse?

You have probably heard people talking about going on cleansing diets.  Some of them can be pretty weird and drastic, but the idea is to let all the toxins flush out of the body. What needs to be remembered when taking such action is that it won’t take long to reverse any benefits you may have achieved, unless you change some of your habits.

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Dad, Why Do People Say That Time is Money?

“Dad, why do people say time is money?”  I, too, asked the same question when I was younger.

The better question might be, “What is money?”  Seriously, what is money?

I’ve often heard answers, such as that it’s the thing you can use to get what you want, or that it’s what you pay bills with, or that it’s what you buy the things you need with, but is that really true?

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Dad, I Need a car

“Dad, I need a car….”  Those words open up a really important topic in today’s fast paced world.  Every teenager can’t wait to turn sixteen and be able to get a learner’s permit, the first step toward automotive autonomy.  But that’s only the beginning….

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Dad, Am I Financially Dumb?

Teenagers ask the darndest questions. As my son starts to figure out life and money, he has a ton of questions. “Am I Financially Dumb because I do not understand how to manage my money?”

Personal finance and understanding your relationship with money, on the surface, seems like common sense.

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